Many people in the Bronx participate in ride-sharing services like Uber in order to produce a little bit of extra income. While rideshare services can be a quick way to make a few dollars, it is important to understand what happens after you are involved in an accident while driving for Uber. According to Ridester, the first things you do in an accident while working for a rideshare company are the same you would do in any accident.
Namely, call 911 if necessary, contact the police, and get statements from any witnesses. You will also want to contact insurance, but this is where the situation gets a bit tricky. In addition to your own personal policy, Uber also has insurance in place. The insurance you should contact first depends on what you were doing when the accident occurred.
If you had a passenger in your car, were going to pick up a passenger, or were in “online mode” in the Uber Partner app, then you should contact Uber. However, be aware that doing this may end up deactivating your status with Uber, preventing you from generating further income while the details of the situation are worked out.
If you were waiting for a ride request but had not received one, what happens next depends on your personal insurance. Contact your insurance first and then Uber afterward if instructed to do so by your insurance carrier.
If you did not have the app in driver mode, then your personal insurance will cover it. Uber will not be involved at all.
Knowing what to do after an accident can save you time and stress in an already stressful situation.